‘Deals to be had:’ Homebuyers should ask for these incentives while they have the upper hand

  • Around 42% of homes sold in the final three months of 2022 included some kind of concession from the seller, Redfin data found, up from just 30% the previous quarter

  • Incentives included mortgage rate-buy downs, cash for closing costs and repairs, and warranties on household appliances

  • A separate study found that 13.6% of sellers also slashed their listing price to attract buyers

  • Under some circumstances, a seller may even offer to pay points to offer a temporary rate buydown – only applicable for the first few months of your loan

  • The days of waiving contingencies such as appraisals and forgoing inspections are fading into the rearview mirror. Still, contract activity remains slightly competitive depending on your location

  • Homebuyers who may want to capitalize on their chances to negotiate, should act quickly before the spring selling season kicks off

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